Posted on Sep 6, 2018
Students, families struggle to repay billions in crushing loan debts
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Posted >1 y ago
Responses: 9
While I agree College degrees can be expensive, a major part of this issue can be averted by the Student/parents. The first step is assess whether the student is ready for College. If their grades were low in High School, they may not be ready for the demands of higher education.
I went back to College in my late 50s and obtained my degree. I felt better prepared mentally and financially.
While there, I saw young students that skipped classes, didn't participate in discussions, did poorly on their tests, and had enrolled in courses that they were ill suited for them. A young man in my law classes constantly spoke about how he loved to get high.
1) As it has been said elsewhere, attend a community college first.
2) Pick a major that is in demand and pays well. Majors such as Social Sciences, Religion, and Archaeology generally have low levels of pay.
3) Only attend college if it furthers your goal. If your preferred profession is not affected by a degree (welding/sales), try attending a Vocational school.
I went back to College in my late 50s and obtained my degree. I felt better prepared mentally and financially.
While there, I saw young students that skipped classes, didn't participate in discussions, did poorly on their tests, and had enrolled in courses that they were ill suited for them. A young man in my law classes constantly spoke about how he loved to get high.
1) As it has been said elsewhere, attend a community college first.
2) Pick a major that is in demand and pays well. Majors such as Social Sciences, Religion, and Archaeology generally have low levels of pay.
3) Only attend college if it furthers your goal. If your preferred profession is not affected by a degree (welding/sales), try attending a Vocational school.
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SFC (Join to see)
I wasn't the best student in high school, but when I started paying for it I did very good. Students need to have some skin in the game to appreciate it.
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The key is to use the community college system. Get your associates first at low cost and then finish up your degree. Saves thousands of dollars.
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Sgt Wayne Wood
Worked for me... every little step moved me up to a better job that allowed me to advance. But i had the GI Bill as well...
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Cpl Jeff N.
That is a very smart approach if you want to avoid amassing student debt. There are smart ways to do it, some just don't consider the impact of the tens of thousands of debt because they never learned how to manage money in high school and their parents may be poor money managers (look at our 401k crisis for evidence).
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