A poor credit score affects more than just getting a loan or credit card

"Those with a credit score within the 300 to 549 range report their poor credit history has impacted their housing, careers, relationships and even their ability to communicate. In fact, about 28% of those with poor credit say they can’t rent the apartment they want, while 22% have been denied a cellphone plan, according to a new survey from Credit Sesame of 5,000 U.S. adults."