Bill Kelley, MA - Waltham | Guaranteed Rate

Tips for the Home Buyer

1) Find and work with individuals that are competent and that you trust. (Realtor, Loan Officer, Attorney, Inspector)

2) Find a loan officer early! - Discus your finances well before you actually intend on buying a home. Ask your loan officer for tips on how to be best prepared when the time comes to buy. Learn what products and loan options are the best for you and your situation. Any loan officer that is competent and trustworthy should be willing to take the time to do this with you. -- Don't forget to discus 5)

3) Your purchase is an investment, take the time to educate yourself on the market you are in. - Go to open houses and meet the different realtors in your area. Find a real estate agent that is educated on the market and trustworthy before you commit to working with anyone. -- Don't forget to discus 5)

4) Take the time to figure out what you need and want in a home; make a list. - Really think about what is a good home for you and why. Make a list of things that would be ideal and things that are absolutely necessary to your comfort.

5) Make decisions with the future in mind. - A lot of variables come into play when you start thinking about the future and your finances, especially when you are an active duty military member. This is something you should discus with your loan officer (future borrowing) and realtor (resale-ability?). Work with people that have been in your shoes or have experience with military/ veteran populations, this will go a long way when it comes time to making decisions.