Top 3 Ways to Get Your VA Home Loan Certificate of Eligibility Online in 2021 [New Tutorial]

BONUS-FOR THE VETERAN OF THE VETERAN SHARE OF THE DAY

In this high-value post, I’m going to show you how to view and download your VA home loan Certificate of Eligibility (COE) online in 2021 by following a simple 5-step process.

To start the VA home loan process, you’ll need to confirm your basic VA loan eligibility for your private lender, using a simple one-page form called the VA Home Loan Certificate of Eligibility (COE) or VA COE.

Your one-page VA COE form lists your full name, branch of service, reference number, any prior VA loans charged to entitlement, your basic eligibility and entitlement, VA funding fee waiver status, and your most current monthly VA disability compensation pay rate for 2021.

Here’s a really important tip about the VA home loan funding fee waiver: If you have a service-connected disability rating of 10% or higher, do NOT pay the VA funding fee to your private lender (you’re exempt).

If your private lender tells you to pay it, immediately send them a copy of your VA COE form for verification of your VA funding fee waiver exemption status.

If for some reason you’ve already paid your VA funding fee by mistake, you’re eligible for a full refund, and all you need to do is call the VA Regional Loan Center hotline at [login to see] .

Did you know there are 3 easy ways to get your VA Home Loan COE online in 2021?

Top 3 Easiest Ways to Get Your VA COE Online in 2021
#1: Download your VA Certificate of Eligibility (COE) online with an eBenefits Premium account (follow 5 steps below)
#2: Ask your private mortgage lender to download your VA COE from the VA’s Loan Guaranty website, aka, the LGY HUB
#3: Download the “Request for a VA Certificate of Eligibility” (VA Form 26-1880) – mail it to the appropriate address listed on the form
Why do I need a VA Certificate of Eligibility?
Your VA Certificate of Eligibility (COE) is important because it will show your private VA loan lender whether you qualify for a VA home loan based on your service history and duty status.

Think of it as Step #1 in securing your VA home loan – it’s the basic price of admission.

5 Step Process to Get Your VA Home Loan Certificate of Eligibility (COE) Online
Step #1: Go to the eBenefits homepage
Step #2: Click “Login” at the top right-hand corner of the page
Step #3: Hover over the “Apply” button in the top menu bar, and then click “Housing”
Step #4: Scroll down to “Housing,” and then click “Certificate of Eligibility for Home Loan”
Step #5: Once the system has finished processing, you can click the “View Your COE” link