Posted on Oct 5, 2016
TRICARE Doesn't Cover All Costs: Get Covered
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One of the best pieces of advice I ever received when CHAMPUS, now TRICARE, came out was to get a family supplement. Pretty cheap coverage and virtually eliminates out of pocket costs for you.
TRICARE Doesn't Cover All Costs: Get Covered
Posted from military.com
Medicine
Health
Posted >1 y ago
Responses: 3
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I know that... last year my first Knee replacement cost almost $5200... and this Year the second Knee , because if BHOCare..., it Cost ... so far ... $6800 out of Pocket...
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Lt Col John (Jack) Christensen
Sorry to hear that, but exactly my point. My wife had cancer surgery a few years back and we had zero out of pocket expense on bills of over $750K. TRICARE supplement cost around $100/mo for a family, but in your case you would still have saved $5600. Well worth the cost of supplemental coverage.
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The only thing I would add is, if your job has medical/dental, you may not need supplemental coverage. That happened to me and there was no choice but take it. No sense paying twice.
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Lt Col John (Jack) Christensen
Every circumstance is different but if you are eligible for TRICARE it's going to be way cheaper than an employee health insurance plan. Using TRICARE as a supplement to employee healthcare seems very expensive in my experience.
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