Posted on Aug 25, 2014
With new ACA, do you plan to take on health insurance other than Tricare?
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Trying to figure out the impact of the Affordable Care Act (ACA) on whether or not Tricare eligible Service Members and Retirees will sign up for healthcare insurance with non-Tricare insurance companies. Remember, a lot of the ways that folks get non-Tricare coverage is from their spouse who selects to have family coverage. Please comment on why you made your selection.
Posted in these groups: 
Healthcare
Insurance
Healthcare Insurance
Posted >1 y ago
Responses: 16
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Something that's not mentioned in this thread, but is very available for most single former military member is VA Healthcare. I counsel both young and old to check into the availability of VA Healthcare. VA Healthcare is rarely a good deal for married folks - CHAMPUS is only available for those under very specific restrictions - but the single individuals come out well with VA Healthcare. Those in good health, but still need healthcare make out like bandits...everything is free; annual physicals, routine things like annual shots, etc. For those receiving disabilty compensation it works out well. Additionally, VA Healthcare meet/exceeds ACA minimums.
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LT Brent Williams
This is a really good point. I would have never considered it because I need more care, but you are right that this is ideal for ACA minimums.
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PO1 (Join to see)
I have Tricare Prime...and I use the VA for all my disability issues. It keeps my VA healthcare file active (miniumum of once a year with problems/aches/pains, etc) and I get all my innoculations updated/kept current there.....these things matter when it comes to whether the VA will provide burial services and for what amount - under current law.
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The one option that I didn't see was "I am active duty and spouse has chosen NOT to accept commercial insurance for family". My wife just started a new job and had the oppertunity to take insurance..... 78$ per month for just her.... 268$ for family plan per month....actually a decent rate (without knowing the exact coverages...) BUT I am still active duty, so my family is covered by Tricare Prime.... there is 78$ per month back in her pocket. When I DO retire, Tricare Prime rates are still affordable, so will take that, and will consider additional insurance based on what is offered and cost.
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Col (Join to see)
Same point here Maj Nelson. I will remain with Tricare Prime then Tricare for Life upon retirement. I refuse to participate in the ACA scam.
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As a retiree, I have maintained enrollment in Tricare Prime for myself and my spouse, I see no reason to obtain a commercial policy in addition to that. The coverage I currently have is much more comprehensive and affordable than any commercial policy I have found.
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