Posted on Apr 24, 2023
April is Financial Literacy Month! What is the best piece of personal finance advice you use in your own life?
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Mine is before each paycheck, I track, review, and forecast my budget to understand my fixed needs and variable spending. This keeps me aware of how I am using my money, and lets me readjust priorities accordingly.
Finance
Budget
TSP
Retirement
Planning
Posted >1 y ago
Responses: 4
"Pay me now; Pay me later"
Anytime you get a pay bump, take 50% of if an enjoy it as a "Pay me now". Take the other 50% and put it into whatever future saving mechanism you chose (that's another discussion) as the "Pay me later".
Anytime you get a pay bump, take 50% of if an enjoy it as a "Pay me now". Take the other 50% and put it into whatever future saving mechanism you chose (that's another discussion) as the "Pay me later".
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Never, ever carry a balance on a credit card. Pay the balance off at the end of the billing cycle.
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