Posted on Apr 24, 2023
LCDR Surface Warfare Officer
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Mine is before each paycheck, I track, review, and forecast my budget to understand my fixed needs and variable spending. This keeps me aware of how I am using my money, and lets me readjust priorities accordingly.
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Responses: 4
COL Randall C.
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"Pay me now; Pay me later"

Anytime you get a pay bump, take 50% of if an enjoy it as a "Pay me now". Take the other 50% and put it into whatever future saving mechanism you chose (that's another discussion) as the "Pay me later".
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Maj Robert Thornton
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Never, ever carry a balance on a credit card. Pay the balance off at the end of the billing cycle.
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MAJ Ken Landgren
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Send wife to work!
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