Posted on May 6, 2022
Are the pension calculations the SAME for the USAR as they are for the NG or Air NG?
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Just trying to help out an Air National Guard friend with his number crunching. My regulation navigation skills for anything outside the USAR are lacking.
Posted >1 y ago
Responses: 2
Yes, all reserve units are on the same retirement system. Your friend needs to get a total of all his points, IDT and Active, divide by 360 and that will give him the number of years that will determine his pay. For an example, if he has 3000 points, divided by 360, he would end up being paid for 8.33 years at 2.5% per year, or just under 21% of his top three years of pay,
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CPT Lawrence Cable
You can hit me up if you have a specific question. I've walked more than one soldier through this before.
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CPT (Join to see)
CPT Lawrence Cable - Thanks. He's new so he's in the new retirement plan. I basically wanted to pull my calculations from his Air NG regulations, but I can't navigate those regs nearly as well as I can the Army regs.
So if you can specifically point me to the DOD regs for retirement and point earnings or Air Guard regs that would be great.
So if you can specifically point me to the DOD regs for retirement and point earnings or Air Guard regs that would be great.
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CPT Lawrence Cable
CPT (Join to see) - Retirement stuff is DOD, the point system is the same between all the reserve programs. As National Guard, he should be receiving a NGB23 Retirement Point Summary every year, on the anniversary of joining when I was still select reserve. He gets one point for any active duty day, 1 point for every unit training assembly and 15 points for membership. The only thing the Blended system does is lower the defined benefits from 2.5% for every year credited to 2%, plus whatever is in the DOD's version of a 401K. The only real restriction is that only 130 points can be IDT.
This explains it better than the government sites. https://www.thebalancecareers.com/reserve-and-national-guard-retirement-pay-system-3356865#:~:text=Guard%2FReserve%20members%20may%20accumulate%20a%20total%20of%20365,before%2023%20September%
This explains it better than the government sites. https://www.thebalancecareers.com/reserve-and-national-guard-retirement-pay-system-3356865#:~:text=Guard%2FReserve%20members%20may%20accumulate%20a%20total%20of%20365,before%2023%20September%
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CPT Lawrence Cable
Let me make one final comment that I have made before, the Guard and Reserve does a horrible job of explaining how the retirement system works, the steps involved and when you need to take those steps. Or even how that retirement pay is figured. If you are a Company Commander, do your troops a favor and get someone from the S1 or G1, or finance, to come down once a year and go over this stuff with the unit. Yes, I do know that it's hard to find the time, but you shouldn't have some E-7 with 19 years TIS trying to figure the system out on his own.
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