Clarify this: In GA, the law states that one can conceal carry in their car as long as its not loaded. What constitutes a loaded gun?

Typically "loaded" is any round in the chamber or loaded magazine which is inserted into the weapon. "Unloaded" means chamber clear and empty magazine or loaded magazine removed. Civilian legal definitions are worded differently than terms like "battery" that we grew up with in the service. So if you're going to keep a weapon in the car, usually a semi-auto is preferred as you can more quickly bring it on line by inserting a loaded magazine. BTW, effective 1 JUL any adult resident of our state can conceal carry without a permit. Won't make much of a difference as a high percentage where I'm at pack anyways.

why is this even a question, if you got round in the chamber its loaded, if it got a clip loaded w/o round in chamber its still loaded move on

An UNLOADED weapon has no round in chamber/cylinder and either an empty magazine or NO magazine.

So without looking up the State statute "Loaded" is Magazine with Rounds Inserted into Weapon. Live round in chamber is likely not a requirement (think Revolver as the NEXT round in cylinder is the one that fires).

But look up the State Statute.

Just because a weapon isn't ready to fire doesn't mean it's unloaded.