Posted on Mar 18, 2022
When selected for Drill SGT, how in-depth is the background check? If my credit is low, will this affect anything?
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When selected for drill SGT I know there’s a background check. How in depth is this and if my credit is low will this affect anything?
Posted in these groups: 
Drill Sergeant
Background Check
Drill Sergeant School
Career Counselor
Career Advice
Drill Sergeant Background Check Drill Sergeant School Career Counselor Career Advice
Posted >1 y ago
Responses: 6
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You're being reviewed for a "Position of Trust". It's not a financial background check. It's a check of SHARP, Law Enforcement, and EEO databaases to ensure you are ok with being around the sons and daughters of Americas future
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SSG (Join to see)
I have a secret clearance. They started credit checks In addition to the background in 2018 SFC (Join to see)
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SFC Kelly Fuerhoff
SFC (Join to see) - I posted an article from 2018 that says they started to do credit checks in the background check for drill sergeant, SARC, etc.
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SFC Kelly Fuerhoff
SFC (Join to see) I did a quick search and found an article from 2018. Posted it.
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Your credit score has really nothing to do with your background check. Unpaid bad debt could disqualify you. If you do have any, just call the creditors and make payment arrangements with them. It doesn’t matter the amount or how fast you repay as long as you’re showing effort.
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SSG (Join to see)
Everything I have is current, just built up some CC debt and of course my vehicle. I just wasn’t sure what to expect since they’ve implemented the credit check in the last few years.
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SFC Kelly Fuerhoff
SSG (Join to see) - If you are actively paying off debt, then you're fine. It's the people who have accumulated debt and aren't trying to pay it off that are viewed as a risk.
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A1C Medrick "Rick" DeVaney
You Can Believe This Or Not, But I Just Got My First Credit Card A Few Months Ago. Other Than My Shell Oil Card For Gasoline, Which I've Had Since 1983. . But Only Because I Need It To Make Purchases On-Line. ........ I'm A 78 Years Of Age Retired Business Owner. (Retired At 56.) One Afternoon I Received A Call From Dunn & Bradstreet--- They're a Business Credit Reporting Service----.. I Had Applied For Credit For Supplies For My New Print Shop, Here In Vegas, And The Company Wanted A Credit Report Before Approval. And They Had A Few Questions .... Such As Whom Had I Borrowed Any Substantial Amounts Of Money From, Etc. .. About 2 Weeks Later They Called Again & Asked If I'd Ever Used Any Other Names; I Responded, "No, Why"?.. He Said, "We've Gone As Far Back In Your Credit History As Possible, Only To Discover You've NEVER Made A Late Payment In Your Life... Personal OR Business, Does That Make Any Sense To You?" "No Credit Problems And No Credit Refusals Either, " I Hadn't Known That But I Always Simply Paid Any Bill Received By The Following Day.... Get Bill, Write Check, Mail Payment,,, .... They Said, "In My Entire Work Life, Here At D&B, We've NEVER Seen Credit So Absolutely VACANT Of Credit History Late Payments, EVER. & I've Been Doing This Job For About 22 Years...."
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Low credit doesn’t necessarily mean bad credit. Unless you are in significant debt that would pose a major concern I wouldn’t worry about it.
I have seen folks get flagged for finances while applying for independent duty or losing their clearance but it has to be significant debt. Just keep doing your thing and toy should be fine
I have seen folks get flagged for finances while applying for independent duty or losing their clearance but it has to be significant debt. Just keep doing your thing and toy should be fine
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