Posted on Oct 19, 2020
How can I get my reserve duty time attached to my civil service time?
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I have 19 years eleven months including my active duty. I was hoping that 15 years of active reserve time could account for 1 month civil service. I was forced out to disability retirement with a knee injury. I did 4 weeks per year at least two times, this alone is well over one month. Thanks. IC 2 Jeffrey K.
Retirement
Duty
Reserves
Disability
Service
Posted 4 y ago
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I don't know the process of buying time back for civil service, but I know it is done. I also don't know how the Navy processes Service Computation, we have a specific Army form.
I do know that any time you spent activated during your during your RC time is credited towards active duty. Every time you went TDY to a school, every time you were activated for an Annual Training, and any unit activation you were a part of counts. The specifics of it are listed in the DOD FMR Volume 7
I do know that any time you spent activated during your during your RC time is credited towards active duty. Every time you went TDY to a school, every time you were activated for an Annual Training, and any unit activation you were a part of counts. The specifics of it are listed in the DOD FMR Volume 7
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Go to your organization's personnel office. Your profile doesn't say whom you work for, so I can't be more specific. Also look up the rules on the OPM web site. You can add your military service to your total years of civilian service to increase the computation of your civil service retirement. HOWEVER, you may have to pay into the civil service retirement system for the years you are converting.
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PO2 (Join to see)
I thank you kindly. I was not expecting such quick and beneficial responses in such a short time. I have not filled out my bio yet because I just started in here. I certainly will as it has been amazing how efficient the site is. I will be passing this on to all of my military comrades.
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First, you can only buy credit for active duty days. You total up the days on whatever DD-214s you have and the active days on your Reserve Annual Points report. The total will turn out to be x and some fraction. Then you get an estimated earnings statement from DFAS for the total of active pay (base pay). For FERS, you then owe 3% of that number to get the retirement credit. You then fill out the buyback paperwork and include the earnings statement. Whatever you had for active time credits for leave purposes gratis regardless whether or not you do a buyback. It can be a good deal. For me, I bought 10 years back in the day for around $10 grand. The delta of a FERS annuity between 42 vs. 32 years has been nearly $16 grand per year (GS-15 Step 7 high 3). It was a no brainer for me but obviously you won't know the full number until you actually retire and they calculate your high three, etc. If you go with the FEDs, then you have the first 2 years of payback being interest free. After that, they charge the Treasury interest rate, which is very low now. There are calculators for that stuff out there, but you have to have an idea what your actual data points are. At least you can play with it and start to get an idea.
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COL Vincent Stoneking
CAPT Kevin B. Great answer! When I got curious a s few years back, it took me about a week of sleuthing online to come up with what you've got above. The distinction between RC service and AC for buyback is huge. (The biggest being you don't have to chose between RC and Fed pension at the end, because it's not a "regular military retirement.") I ended up going back to work for my State, rather than the feds, but if I were to ever go fed, I would be doing my "buy back" on day 1.
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CAPT Kevin B.
COL Vincent Stoneking Giving 3% of base pay that started at $238/month through O-3 worked out. You just have to run the numbers to see if commercial investment of the money will do better than FERS annuity bump. Double dipper? No. Try quad and at some point quintuple with two annuities, 401s (former TSP), disability, and Social Security. My big advice to junior types is to create multiple streams for when you don't want to or can't work anymore. I overshot and had to quit everything to get a pay raise. Never looked back.
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