Posted on Jun 6, 2015
Capt Clinical Nurse, Nicu
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I am prior enlisted (joined 1998) and have 17 years active duty as an O-3 now. I originally signed up for the GI Bill Ch 30 while in basic and even did the extra $600 "kicker" when I was an E-4. I have almost 5 years left until I retire. My question is this: has anyone out there converted their Ch. 30 GI Bill benefits to Post 9/11 in order to transfer their benefits to their kids? I used up about half of my GI Bill while on active duty using the Top Up Program to get my master's degree when I was enlisted. I don't think I am going to do anymore schooling out of pocket while I am on active duty.
Before you direct me to the VA's GI Bill website, trust me I've already been there and even called them on the phone. They offer ZERO advice for people in my situation. Has anyone else out there done this? TIA
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CPO Diving Supervisor
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CAPT,
I am a Navy Chief as well as my commands Command Career Counsilor, the VA is right it is not reversible once you change over. The kicker is that you can not transfer of you do not choose the CHapter 33 G.I. Bill. Also you have to have a minimum of four years obligated service in order to transfer but not to change to chapter 33. The VA website has a link that will allow you to request the change once that is done you then have to go back and transfer it to a dependent of your choice. There is a lot more to the transfer but once you have made it you can give as much or little as you choose. I like the 33 for those that are not going to use the rest of there G.I. Bill it allows the member to give what is left of there benefits to there dependent a and the 33 has the book and housing stipen if they are full time. If you are done then I would suggest you make the change. If you have more questions let me know.
Chief Patton
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Capt Clinical Nurse, Nicu
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Thank you for your insight, Chief! That is definitely a good call.
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Sgt Aaron Kennedy, MS
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Ma'am,
I converted mine over, but did not transfer it. I converted it because of the time difference on the two (10 years Chap 30, 15 years Chap 33) and my MGIB had expired, but my 9/11 had not.

The trick here is waiting until the last possible minute to do it. You can only receive 48 total months of benefits is my understanding. So if you used up half (24 months), and half remaining convert it when your kids are ready to go, not before.

I get 60% coverage of tuition (because of my date range), and BAH based on my school's location. My benefits expire 15 years from date of first (real) discharge.

Do you have "broken" service?
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Capt Clinical Nurse, Nicu
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Maybe it allowed for you to convert, but not for the Transfer of Education Benefits to dependents-which is what I am looking to do if I don't use up my GI Bill. This is from the GI Bill website:

ELIGIBLE INDIVIDUALS
Any member of the Armed Forces (active duty or Selected Reserve, officer or enlisted) on or after August 1, 2009, who is eligible for the Post-9/11 GI Bill, and:
• Has at least six years of service in the armed forces (active duty and/or Selected Reserve) on the date of approval and agrees to serve four additional years in the armed forces from the date of election.
• Has at least 10 years of service in the armed forces (active duty and/or Selected Reserve) on the date of approval, is precluded by either standard policy (by Service Branch or DoD) or statute from committing to four additional years, and agrees to serve for the maximum amount of time allowed by such policy or statute.
• Is or becomes retirement-eligible and agrees to serve an additional four years of service on or after Aug. 1, 2012. A Servicemember is considered to be retirement-eligible if he or she has completed 20 years of active federal service or 20 qualifying years as computed (pursuant to section 12732 of title 10 U.S.C.).
• Transfer requests must be submitted and approved while the member is on active duty only
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Sgt Aaron Kennedy, MS
Sgt Aaron Kennedy, MS
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Capt (Join to see) Sounds like it's the Transferring that is likely the issue. I didn't transfer, just converted. The two pieces are "independent" but intertwined.
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CPO Diving Supervisor
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It is 36 months not 48. And you have to have four years of service to be able to transfer to dependents, so waiting until the last min. will be to late.
Chief Patton
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SSG Robert White
SSG Robert White
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The 48 month total benefit was changed in March (per St. Mary's College Vet Counselor - in Frederic Md).
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Capt Clinical Nurse, Nicu
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Well, I will say that the only thing that the VA GI Bill folks told me, is that the decision is irrevocable-which totally didn't answer my questions or help. At all.
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Need advice on converting from Chapter 30 to Post 9/11 GI Bill in order to TEB (Transfer Education Benefits) to my kids
SP5 Archie Aragon
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I have a question I have 33 months and 18days left on my post 9/11 GI bill and would like to transfer to my child, shes 18 now and when I tried they said I had to do it 30days before I exited the military , only problem is I was not told that when I got out in 2005, is there anyway I can still transfer that to my daughter?
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SSG Robert White
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If you were to get a 100% rating from the VA, your kids will get Ch 31 benefit. It isn't a good as the Post GI Bill, but, it's better than nothing. Also if you head you can't work at 100%, don't listen to the Barracks Lawyers. The only people who can't work are those rated 100% for a mental health issue. If you at 100% due to unemployability, the employment must be marginal, not gainful, you can't exceed $11,367 a year. You can't work a full year and must have 90 days off in between employment. The income levers can be found here: http://www.census.gov/hhes/www/poverty/data/threshld/index.html.

If someone tells you, you can't work, ask them to show you the regulation. If they reply, "I heard" or "I have a buddy" then run for the hills. What I tell my clients this person is same person who told you that the uniform of the day is to set your hair on fire and run around naked. You didn't listen then and you shouldn't now.
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SSG Battalion S6 Communications Ncoic
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Capt Carr, You can still transfer to your kids as long you didn't used all of your G.I. Bill. The only good thing about Chapter 30 is that if you use it all up then they will give you 12 months of the Post 9/11 which you could give to your kids. I hope I was able to help and when you use it all up you will get your 1200 back from what you put in.
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LCpl Mark Lefler
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use all your chapter 30 before going to 33, that way you maximize your benefit.
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Capt Clinical Nurse, Nicu
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I've heard this before! That is one of the things I was considering, but I honestly don't think I am going to go back to school before I retire and I have to convert to Post 9/11 and serve 4 more years to give the benefit to my kids. If only I could go back in time and tell 18-year-old me to save for my kids' futures!
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LCpl Mark Lefler
LCpl Mark Lefler
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Capt, hindsight is 20/19. I used all my 30 before using 33, glad I did, got me more education.
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SSG Robert White
SSG Robert White
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You have only 10 yrs to use the old GI bill, but you have 15 yrs to use the new GI bill.
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CW4 Analyst
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Capt (Join to see) I called the local education counselor. That's a great first step. I didn't even want to talk to VA yet. I went online and converted it. I put one month on each kid. You can increase it later even after you retire. You get a four year ADSO when you transfer it, not each time you adjust who gets how much. Like I said, first stop education counselor helped me.
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Capt Clinical Nurse, Nicu
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Thank you for your response. I did speak with the local education office counselor when I was at Maxwell AFB for COT because I specifically wanted to know the pros/cons of converting, especially since I did the $600 kicker that was supposed to increase my overall GI Bill benefit. He only had the basics about each plan and was not able to give me pros and cons of each. His only piece of advice was, "The Post 9/11 is better, but you should go ahead and keep your Ch. 30"-which to me seemed non-sensical at the time, considering I had already gotten my Master's (not in nursing) and Tuition Assistance would not help me with a Master's in Nursing because they don't pay for a second degree on the same level as one already awarded using TA.

I went online to convert to Post 9/11 and the little pop-up window of doom warning me that this is an "irrevocable" decision and was I sure I wanted to continue gave me pause to explore what exactly I was giving up by doing this. More importantly, I guess I lose the opportunity to give it to my kids if I don't use it, right?
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CW4 Analyst
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Yes. If you don't do it, you can't pass it on. I'm not sure about the actual $600 kicker...you'd probably have to find an educator that has been around a while. Either way, you'll get the same as everyone else once transferred. They are looking to maybe stop it soon too. Saw that in army times.
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Capt Clinical Nurse, Nicu
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Well, honestly I think that this discussion has helped me answer my question! It looks like the only way to allow my kids to get in on my GI Bill is to convert "while the gettin' is good!" Thank you for your help :)
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