Posted on Jul 25, 2014
SSG Robert Burns
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An AER Loan is just like any other loan that a Soldier is responsible for repaying. So why is it not reflected in their credit report? Would this not help Soldiers establish or improve their credit scores?
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Responses: 11
LTC Jason Mackay
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I can see this really kicking people while they are already down. AER is designed to help Soldiers, especially by keeping them away from predatory lenders. This would be a step in the wrong direction.
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SSG Robert Burns
SSG Robert Burns
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But if it's always paid on time as it is wouldn't that help the Soldier?
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Capt Retired
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I think we need to leave the question to the credit reporting to the AER and the credit reporting agencies. I am willing to think they have adequate reason for the path they take.

Remember, as shown in the comments, it could prove either good or bad to a lender.

Sometimes it is best to not change things.
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SSG Robert Burns
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This needs further duvin' into.
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