Should I use my VA loan if I'll be at my current duty station for the next four years?

I would. The VA loan saves you the cost of down payment on a house, as well as the cost of Peivate Mortgage Insurance which can get expensive. I'm using it a second time right now on a house I close on in 4 days at my new duty station. I won't be there for another month, but already having the house secured and not having a payment for 60 days on the house is nice. Always be sure to close after the first of the month if you want to not have a payment on the house for close to 60 days. It helps you to save some money, and if structured correctly, your prepaid insurance and taxes can be paid by the seller. Do your research before any real estate deal, and use a good realtor and mortgage broker familiar with VA loans! Good luck!

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Yes and no.

Yes if you shop for the right home and buy something affordable that you can reasonably pay off in time. I just bought a home. Lovely 3bd/2bath in this area for about 55. A bit of elbow grease into it and it's fantastic place to live. My monthly payments are low so I about triple pay my principle.

If you are not good with your money, repayments, investing, or if your attempting to buy some outrageous home... I'd say don't use it yet and just live on post. Defaulting a mortgage will wreck you financially.

If you need more info shoot me a PM here and I can walk you through what to expect, look for, etc.

"If" you can get a $0.00 down loan without using the VA loan backing, use that instead. Remember that. Remember the VA funding fee is "progressive" (it's bigger the second time you use it, and chances are your second how will be more expensive as well).

The VA loan guarantee is a great tool, but it's not your only tool, so look at your options.