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Hey everyone. I was wondering your suggestions. Say I go to BOLC for 4 months. What are your suggestions as to car insurance? I won't have my POV on post so what would you suggest? Get rid of it for the 4 months I'm gone or keep it?
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Insurance
BOLC Student
Insurance BOLC Student
Posted 9 y ago
Responses: 9
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Don't cancel your policy. Several insurance carriers factor into their rates long you have had continuous coverage. Your rates post-BOLC would only go higher. I would just strip down my coverage to state minimums with respect to liability and remove the collision coverage.
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PVT Robert Gresham
CPT (Join to see) CPT (Join to see) I agree. Plus the fact that leaving your car sitting uninsured is just asking for someone to damage it in some as yet unthought of way. Better not to have a surprise bill, and headache, during BOLC, or when you return.
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SPC David Hannaman
CPT (Join to see) - I would recommend calling your insurance agent though, they might give you a discount for a couple of months... never hurts to ask.
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If you are going to drive at all, you need to maintain your car insurance. Period. If you are going to store your car, most companies will offer you storage insurance which is magnitudes cheaper than full coverage and there is no lapse in coverage. That is what I did when I stored my vehicle for my 2 combat tours and 2 overseas short tours. If you have USAA ask them about it.
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CPT (Join to see)
I live in Alabama and transferring to MI and my car wouldn't make it to Arizona and back.
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LTC Paul Labrador
CPT (Join to see) - another option is if you are close to or planning on selling your car anyways for that LTmobile that we all got, you may just want to sell it now, not worry about insurance, then get a new one when you get home (or at OBC).
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MAJ Ken Landgren
USAA has low rates for cars that are not driven, its as easy as a quick phone call.
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