Posted on Aug 21, 2016
COL Lee Flemming
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I have been with this bank for 28 years. Am I just blinded to other possibilities? Are there better banks out there?
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Responses: 20
CPT Jim Schwebach
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Edited >1 y ago
In the 51 years I've been a USAA member, I've had the pleasure of dealing with USAA on numerous occasions. The first was when AAA Auto Insurance cancelled when they learned I was in the military (True story, I had just returned with my second tour in RVN and got a call from the agent who allowed as how he had seen an article in the paper about my time in RVN and that, since we soldier types tended to lend our vehicle to fellow soldiers, it was AAA policy not to insure us low lifes.) USAA insurance has been wonderful ever since claims are processed quickly and in a friendly manner. Even better there are no hassles with the repair facilities - when you mention that USAA is your insurer their eyes light up. I've also used their banking products with absolutely no problems no matter where I've lived - including the Middle East. The only thing I've not been able to use them for is insurance on this little place out in the country. They don't do ag liability. My current auto loan is 3.74%.
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COL Lee Flemming
COL Lee Flemming
>1 y
CPT Jim Schwebach you are a serious long-term member!
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CPT Jack Durish
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I agree completely, not just for insurance and banking, but also investing. My only regret is that I couldn't use them for business banking. I had to rely on the same commercial banks that civilians use and thus was reminded of how terrible banking can be. No question, USAA is #1. One of my greatest delights came when I learned that my children could become members. They too take advantage of USAA and are loyal customers.
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COL Lee Flemming
COL Lee Flemming
>1 y
Me too Jack! My daughter is a proud member also.
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Capt Brandon Charters
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I've been a member since I entered active duty and have never been let down by their customer service. Just used them for my first home loan and found them to be highly competitive against local & national lenders. Also, highly responsive throughout the entire escrow process. I'll be keeping USAA in the family for a long time.
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USAA could be the best bank in the US. Agree or disagree? Do you have or know of a better bank?
CPT Mark Gonzalez
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Disagree heavily, they are a solid #2 at best. I'll take navy federal every day of the week. PenFed is also excellent if looking for a low rate. USAA is great, but not my #1.
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CPT Mark Gonzalez
CPT Mark Gonzalez
>1 y
COL Lee Flemming - I live in Bethesda so there is a heavy nfcu presence. They do offer atm reimbursements and I get my insurance through geico. It may be my credit, but I was always able to get a better apr from nfcu than usaa. However, penfed even beats them.
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SFC Joseph Weber
SFC Joseph Weber
>1 y
NFCU for life. Dad worked for Department of the Navy back in the old days. Washington Navy Yard, Pearl harbor, Annapolis. I saw the light and joined the Army of course, but their credit union is great.
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SN Greg Wright
SN Greg Wright
>1 y
Couldn't agree more. NFCU for nearly 30 years, here.
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MSgt Electrical Power Production
MSgt (Join to see)
>1 y
When I'm on the East Coast I always get reimbursed for ATM charges from my credit union when I use NFCU machines. Actually anywhere I use them.
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SCPO Investigator
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I know of no other bank that refunds you ATM service charges like USAA does. I LOVE THIS COMPANY!!!
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SN Greg Wright
SN Greg Wright
>1 y
NFCU just doesn't charge them.
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SCPO Investigator
SCPO (Join to see)
>1 y
Different story.
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CW2 C2 Systems Integrator
CW2 (Join to see)
>1 y
Century Bank, Chase, Mechanics Bank, State Farm Bank, Chesapeake Bank, Lake Michigan Credit Union, Connexus Credit Union
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SFC Equal Opportunity Advisor
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Edited >1 y ago
As much as I love USAA in the last couple of years I have been getting really good rates from Navyfederal on auto loan for some odd reason. I will say this though USAA's insurance and home owners insurance is the best out there and that is why I have it...
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Capt Seid Waddell
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I have been with USAA for 49 years and have never found any other bank that was its equal or better.
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SN Greg Wright
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I'm sure USAA is great, but I'd put it toe to toe with NFCU any day of the week.
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COL Lee Flemming
COL Lee Flemming
>1 y
Huge number of Navy Fed fans!
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SFC Joseph Weber
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Navy Federal
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SSG Infantryman
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I have had Usaa for just over 10 years now. I have used them for everything ie; banking car/rent/homeowners insurance, investing auto loans and saving. Recently I have been shopping around more and found state farm to be a better priced home owners and car insurance. This difference was by a lot! I still use them for my everyday banking but I will always shop around. I have had nothing but great experiences with them!
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