Posted on Jan 25, 2016
1SG Civil Affairs Specialist
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After careful consideration, I've decided it no longer makes any sense for me to buy health insurance. The ACA has made it so prohibitively expensive the premiums and copays dwarf what I could likely ever encounter in healthcare costs. My premiums are $1280/month. The fine for not having health insurance is $695/person (times four). With copays, I'd have to have over $20k in bills to break even.
Posted in these groups: Image%2834%29 HealthcareObamacare logo ObamacareDouble barred dollar sign.svg Money
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Responses: 21
MCPO Roger Collins
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Make the right amount of income and you will get your insurance paid for. By those of us that do have insurance and through our taxes, now and into the future. seriously, the ACA was not meant to help people like you, people like you are expected to pay for those that do nothing and live in states with Expanded Medicaid (sometimes referred to as Democrat voters).
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Sgt Aaron Kennedy, MS
Sgt Aaron Kennedy, MS
9 y
Cpl Christopher Bishop - The VA Coverage meets the minimum standard set forth by the PPACA. It makes us (but not our families) exempt from the penalty of not having coverage, because by default we have coverage.
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SFC Healthcare Provider
SFC (Join to see)
9 y
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MCPO Roger Collins
MCPO Roger Collins
9 y
SFC (Join to see) - Love your unbiased source that provides limited, if any associated context.
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MCPO Roger Collins
MCPO Roger Collins
9 y
What part of context is confusing? This information is readily available.
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CDR Michael Goldschmidt
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That's exactly what the government wants, for Obamacare to fail, so we all end up under a single-payer system. They already control the schools, and, by and large, the media. They control the money supply. Controlling healthcare means they can ration it. We're just another step toward screwed.
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CDR Michael Goldschmidt
CDR Michael Goldschmidt
9 y
There's no such thing as free, Capt Tom Brown.
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MCPO Roger Collins
MCPO Roger Collins
9 y
CDR Michael Goldschmidt - TANSTAAFL will make sense to a Science Fiction fan.
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CDR Michael Goldschmidt
CDR Michael Goldschmidt
9 y
I know the acronym, MCPO Roger Collins, and it's meaing, but I don't remember the source.
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MCPO Roger Collins
MCPO Roger Collins
9 y
CDR Michael Goldschmidt - Robert Heinlein's book, "Friday" was the origin of the acronym.
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LTC Psychological Operations Officer
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When my wife was going through chemotherapy for cancer, two days after each session, she would have to go in and get a shot that was to stimulate her red blood cell production. Tricare paid for it, but I saw the bill for one. That single shot cost $3000. Just the shot itself, not the chemo or all the other things associated with the cancer. I'm very glad I had/have health insurance.
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1SG Civil Affairs Specialist
1SG (Join to see)
9 y
LTC (Join to see) - My premiums as a federal employee nearly tripled from 2008-2011. That is certainly attributable to the ACA.
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LTC Psychological Operations Officer
LTC (Join to see)
9 y
1SG (Join to see) - certainly not all of it is. The ACA wasn't signed into law until 2010. So if your premiums increased from 2008-2009 it had nothing to do with ACA. And as I said, prior to ACA health insurance premiums were increasing by large amounts every year anyways.
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1SG Civil Affairs Specialist
1SG (Join to see)
9 y
LTC (Join to see) - I had to establish the baseline before I can attribute the cost. The majority of the jump was in 2010 and 2011. It is easy to determine why there was a gigantic deviation from the average increase.

What I know with unwavering certainty is that the President told me an average family of four would save thousands of dollars, and instead it skyrocketed. I hope history holds him and every fool in Congress that voted for this abomination accountable, because the voters sure didn't.
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CDR Michael Goldschmidt
CDR Michael Goldschmidt
9 y
SP5 Christine Conley - The law was passed FOR the health insurance companies. There was already massive fraud in the system the way hospitals get paid for services. They bill both your insurance company AND the state. Expand competition, especially across state lines, and limit liability, and the costs would come down dramatically. Health insurance shouldn't pay for everything, but for catastrophic medical events. Your auto insurance doesn't pay for car washings or preventive maintenance or oil changes. If it did, it would be a LOT more expensive. Bureaucracy is expensive. The more layers you put in, the less efficient and more expensive the sytem is.
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