Will the proposed retirement plan effect your active duty status?

It depends on the Vesting Point. The issue we run into is whether the troop actually gets to keep the money they put into the system. Without seeing the actual plan, don't believe anything.

It really depends on the fine print details of any new retirement system. This conversation is far from over, and I'm hopeful that, whatever the form of the final changes to the retirement system, DoD will make a detailed retirement calculator available so folks can manipulate all the variables before making a decision. I hope folks don't base decisions solely on the data presented by the Commission or by DoD, because the assumptions used and the underlying data appears to have been selectively manipulated to sell this program as a good deal for everyone. I'd expect that most folks grandfathered in, especially those with 12 or more years in or so, will opt to stick with the traditional plan. But, really, there are way too many variables to assess, and each person will come to a different conclusion based on their individual level of risk tolerance, market optimism, and financial knowledge.

I personally think one would be silly to opt into the new system if they have a chance to be grandfathered into the traditional system. That's just my opinion though!