Posted on Mar 8, 2014
CCMSgt Superintendent, Senior Leader Management
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With what lately seems like an ambush (or dare I say an all out assault) on much of our pay, benefits, and entitlements; is anyone else finding it more and more difficult convincing our younger troops to consider staying in the military for the "long-haul" and making a career out of it?<div><br></div><div>Now I'm sure many of us didn't sign up for the money... but from my perspective and humble opinion, after 20+ years of service in the Armed Forces, I find that there's the potential to become less and less marketable for employment in the civilian sector. Just speaking in my case, as I plan to serve the entire 30 years, and with then by reaching the age of 50, I don't expect a whole lot of employers showering me with opportunities necessarily.&nbsp;</div><div><br></div><div>This is one of the main reasons I see in the benefit of retirement pay... too off-set and/or compensate for dedicating a large part of your life in service to our country and sacrificing other career opportunities for ourselves (and family even).&nbsp;</div><div><br></div><div>Again, I love what I do and wouldn't change a thing as my career in the Air Force has been good to both me and my family. &nbsp;Though just curious as to what other leaders are doing to convince the future generation of leaders (that we'll need to replace us) to stay and make a career out of the military?</div><div><br></div><div>Thanks in advance for your responses...&nbsp;</div>
Edited 12 y ago
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MAJ Senior Signal Oc
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<p>CMSgt,</p><p>I would say that if the benefits where not what they currently are I would have probably left after my first tour. Realizing I would be giving up 20+ years of my life, my time with my family, my body for the promise of a retirement check at the end was the agreement. The money wasn't the reason I joined but it was the kicker that made me stay in so long. </p>
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MAJ Bryan Zeski
MAJ Bryan Zeski
12 y
This is exactly while I stayed in and am still in. &nbsp;We had a "deal" when we came in, we had a deal when we stayed in, we had a deal when we deployed time and again. &nbsp;To go back on that deal now would be a slap in the face.<div><br></div><div>If they need to change the retirement system, change it for those who haven't yet come in and let them make an informed decision as to whether its worth it or not - don't change the rules 3/4 the way through sometimes career.</div>
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SFC Joe Ping
SFC Joe Ping
12 y
No at this time it is not worth the 20 yr Career.. That is what I have advised my son who is in the Army now.. I told him get yourself ready to get out after your stint on recruiting is over.. Its not worth the BS now a days to stay in and put up with the PC BS and the dumbasses
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
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Major, I hear you... same here sir!
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SFC Joe S. Davis Jr., MSM, DSL
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I&nbsp; would not look back in my 24 years, its worth every second, if you love what you do.
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Lt Col Gregory Anderson
Lt Col Gregory Anderson
>1 y

I agree SFC Davis,
With any job, whether civilian or military, there will be ups and downs.  But I've always known that the benefits outweigh the setbacks.  See the list below:
Benefits:
Lifelong Friendships and Comaraderie
Monetary Benefits
Travelling All Over The World

Required To Stay In Shape

Insurance

Ribbons

Long Periods of Boredom Followed By Moments of Sheer Terror

Free Food and Shelter Sometimes

I'm Sure Many Other Things


Negatives:

Implicit Danger

Always Outrank Somebody and Outranked By Somebody

Sometimes You Get A Bad "Somebody That Outranks You"

Missing Family Reunions, Birthdays, Weddings, etc.

I'm Sure Many Other Things

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LTC Yinon Weiss
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Edited 12 y ago
CMSgt, this is a great question.<div><br></div><div>I echo the thoughts of another poster, in that few people join the military for retirement pay... it become a major incentive for people at 10+ years to stay in. I therefore don't think that any change in retirement pay will significantly influence many junior troops. Those already in, should be grandfathered in though.</div><div><br></div><div>I remember that as a 2nd Lieutenant, I met a bunch of junior Majors who didn't enjoy their time in the military and were not very motivated. When I asked why they were still in, I recall comments like "well, only got 8 more years to go. Can't get out now!" I do not believe that is the kind of incentive structure that is healthy to our force. Maybe you've met some people like this too.</div><div><br></div><div>By reforming military retirement pay to be more in line with modern standards (matching 401K funds, and not an "all or nothing" structure), it creates more flexibility for people to get out when they want... and avoids those Majors (and their enlisted equivalents) that I described above.</div><div><br></div><div>I obviously don't think the military should go back on anything promised to anyone, but I do think that modernizing its retirement system is a good thing.</div>
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LTC Yinon Weiss
LTC Yinon Weiss
12 y
Agreed... promises should not be broken. The incremental financial savings the government might gain is certainly not worth the lost trust (and hardships) that would be felt by those near or at retirement.
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
12 y
Major Weiss, interesting perspective you shared with regards to those junior Majors sir (and enlisted equivalents).&nbsp; And you're right, I could see how modernizing the retirement options may deter some of those individuals from "sticking around" and waiting it out.&nbsp; I also feel pretty confident that those of us that are in now (or at least I hope the majority) would not be too adversely affected by the possible changes... I'm going to do my best to maintain the faith in the system and our leaders&nbsp;that they'll do the right thing and maintain the promise that was made.&nbsp; Thanks again for sharing your insight sir.
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With the Potential of Future Benefits Dwindling is the Military Still Worth a 20 Year (plus) Career?
SFC James Baber
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Edited 12 y ago

CMSgt,


I understand exactly what you are saying, I did 27 years and figured I would be greatly marketable with a Law Enforcement background with emphasis on Anti-Terrorism/FP discipline, but whether it was private, state or federal, I was looked at kind of like having the plague. I truly feel much of it was a combination of the stigma of being a multi-combat veteran and the age factor, but as we all know both are hard to prove in the market as they can always use the excuse of they decided to go a different direction.


I think that while benefits and perks are being cut left and right, the aspect of convincing our younger troops to stay in for the long haul actually would be a simple task, think about it from this point of view, with the current market being as weak as it is for employment opportunities for even our younger troops who get out after 1st term of service they are in the same boat, but if they remain there is the opportunity to at least have some future benefits and the potential for some of the current employment and stability issues to be resolved by the time they come up for retirement as well. Another aspect if they get out now and don't have a degree, they won't be able to work on a degree which is going to be needed to be competitive not only today but for the future, so that is another incentive to utilize as well. There are many benefits still available, as we as senior NCOs know there are can be utilized to convince, sometimes we have to break it down to their level for them to understand and comprehend the benefits as well, even though they are currently being reduced, they can always be reinstated again just as many that were taken away after Vietnam were put back into place and increased in the late 80s/early 90s.

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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
12 y
SFC, appreciate the "'ol school feedback!"  And I hear you on the age factor... that reason can be easily disguised can't it?  Also, thank you for your 27 years of service... HUA!
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SFC Recruiter
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CMSgt Davis,

I think your answer is in your question. I think the design of the future benefits is to make people steer away from the 20 year retirement or make it harder to achieve, thus saving the government money in retiree pay and compensation.

I will however say this. I interact with a lot of young people on a pretty routine basis as a recruiter. I can maybe count on one hand, the amount of them that ask about the long term benefits. As far as they are concerned right now, the opportunity to serve no matter how long it may be, still outweighs the benefits of their current situation. I think what we will continue to see, is that the younger service members will begin to take a better advantage of the benefits that are offered to them earlier on in their career in the hopes of being better than that next guy/gal. This will be the only way to EARN that privilege of being called a retiree from the Armed Forces.

SFC Rosenlund 
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
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SFC, thanks for your take... and it's really helpful to have your insight from your recruiting expertise.  It's good to know the motivators of those that are coming to you and their reasons for joining!
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SSG Lisa Rendina
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A member of Congress is eligible to receive a pension at age 62 after 5 years of service.<div><br></div><div>Currently, a SM must have served 20 years to receive retirement benefits. &nbsp;Theoretically, that retiree could begin receiving that pension at age 38. &nbsp;Upon an initial look, the 24-year difference in age seems huge; until one considers the much more difficult life the SM has had over that of the Congress member. &nbsp;Military life is physically hard and studies have been done showing the faster-than-normal breakdown of a SM's body. &nbsp;Military life is hard on the family (frequent moves, deployments, TDYs, field problems, etc). &nbsp;I could go on. &nbsp;In simple terms (and yes, I am simplifying this) those who have served in the military are not expected to live as long as average, thus the total number of years of pay-out may be less than what the retired Congress member can expect.</div><div><br></div><div>Of course, I also agree with those who advocate the introduction of a package similar to the private sector where the SM pays into it, invest in yourself as well. &nbsp;But, placing my faith in the economy and the stock market future in exchange for 20 years of hard and difficult service is not ideal either. &nbsp;I probably won't ever receive a dime of Social Security despite having paid into it.</div><div><br></div><div>I remember reading somewhere about a poll of SMs who by-and-large wanted larger monthly paychecks and fewer and less long-term benefits. &nbsp;I couldn't help but think that whomever conducted that poll must have only polled 18-year old Privates and 22-23 year-old Lieutenants who had no intentions of serving beyond their initial terms and certainly not the MAJs and LTCs or SSG-SGMs who have families and time invested. &nbsp;(Before somebody jumps down my throat, no disrespect to those ranks and ages mentioned, I know not everyone only thinks about the present, not everyone will think about the future, and everyone's circumstances are different).</div><div><br></div><div>http://www.senate.gov/reference/resources/pdf/RL30631.pdf<br></div><div><br></div>
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
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SSG, thanks for sharing... interesting perspective!
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SSG Lisa Rendina
SSG Lisa Rendina
12 y
A very good point MSG S.  It also highlights the disproportionate expectations even more.
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SMSgt Maintenance Superintendent
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Chief, first I hope everyone that is concerned is an AFSA member (remember 4 lobbyist).  Second, it has become clear that we can't maintain what we are currently doing for retired pay but there seems to be no clear alternative.  Some would argue 401K much like the business world but no one in business asks you to get shot at, leave for family for months or years at a time.  If we are going to keep asking members to do this, and it looks like we are, then how else do you keep them past one enlistment?  Those that love it will stay but in an Air Force built on technical knowledge who do you have left to train the new recruits and how long will they do it?  If the 20 year retirement goes away, then I would venture to say that the all-volunteer service would also go away shortly thereafter.


As for getting people to stay, most will stay if their first enlistment is easy and they have goals, mostly school but as soon as you ask them to do some of the above they will be gone (about 75% will be anyway).

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SMSgt Maintenance Superintendent
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Absolutely Chief, too bad more active duty folks don't see the benifit.  On a side note any branch of service can join...just saying AFSA lobbies for all enlisted benifits.
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SFC Readiness Nco
SFC (Join to see)
12 y

Thank you both. I have never heard of (that I can recall) the AFSA. I will look into it! Great thread BTW, CMSgt!

 

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SMSgt Maintenance Superintendent
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SSG Gochnour, it is Air Force Sergeants Association.  If you are really interested shoot me an email at [login to see] .mil and I will send you information and an appication to join, it's $25 a year.
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
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Thanks for the AFSA plug being open to all services Jake; a great reminder that they lobby and fight for ALL our brothers and sister in arms (past and present)! 
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Maj Chris Nelson
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I feel that modifications will be made, but with that being said, I also feel that anyone currently in should not have their benefis package changed. I also feel that it is important for young troops to be well educated on the TSP... I never was (until the last 2-3 months....) I could be sitting so much better had I but known.
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CCMSgt Superintendent, Senior Leader Management
CCMSgt (Join to see)
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Major, agreed sir... I used to have Senior leaders tell me all the time to invest when I was younger but of course never listend as well as I should've.  We always think we have plenty of time right?  Had I taken their sage advice from the beginning I'd have been much better for it myself.
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SSG Recruiter
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CMSgt I think you are right it is harder to talk to younger service members to stay in longer or even go for 20 (speaking as one of those younger leaders). Also as a recruiter with the amount of assaults that go on against the military it is hard for me to look at a young man or woman and tell them that the Army is such a great and wonderful opportunity. To kind of scale back, I am looking at doing 20+ years myself (I am at 10 now) and for the government to mess around with the benefits that I am looking forward to after my 20 years is down right disgusting taking into account their own "retirement" benefits. On the other side of the coin for those coming in, I don't agree what so ever with this 401k nonsense to reduce the military budget or however else they want to dress it up. I look at it this way what company does anyone know of that will invest right away into a retirement plan for you at 18 years old? I don't know any but I could be wrong. In my eyes the benefits for serving in the military is pretty straight forward if you don't retire, what other organization in the country offers 100% tuiton and fees payed for to your state run school of choice for only 3 years of work? But to a different point about the assault on military benifits, most of this is done under the guise of budget constraints and reductions correct? I for one will say that yes there is fraud, waste and abuse that goes on with military funds, but I challege anyone to say that there isn't something else that could be reformed before "employee" wages and benefits. We reduce our force, but say "oh look this new piece of technology is worth way more than X." To name a few things that millions upon millions were "wasted" on; the XM8 carbine project supposedly to replace the antiquated M16 series rifles until the scapped the project for being too much money and a hunk a junk to boot, or the project to replace the Kiowa helicopter that has been in service since the forever and every time they design something its another Apache and all we wanted was a scout helicopter, and the last one that really gets me is the Army uniform the one that we have dumped ungodly amount of money into outfitting every one and everything only to go back on the "ACU being the best thing since sliced bread" and issuing the multi-cam because its more effective.

 

I'll stop my novel now, I typed this out in a quick 15 minutes so I apologize if it all over the place.

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CCMSgt Superintendent, Senior Leader Management
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I appreciate the perspectives and points that are being shared here. And also agree we do need to look at the whole retirement benefit package across the board. I'm liking what I'm hearing about the proposals of possibly affording those that are early on in their service to separate with some financial benefits (i.e. 401(k), TSP, etc). But also agree that those that were promised the original deal should be grandfathered.&nbsp;<div><br></div><div>We've got a lot of Wounded Warriors (past and present) that need a little extra taking care of and could use an extra look at their compensation as well... but I'll save that one for another thread.&nbsp;<br><div><br></div><div>Oh, I heard a great quote the other day by Senator Bernie Sanders:</div><div>"If you can't afford to take care of your Veterans, then don't got to war"</div><div><br></div><div>I think he pretty much summed it up!</div></div>
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