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my opinion - Tricare prime is the better option if it is available in your location - you pay a reasonable premium yearly (can be broken down into monthly or bi annually) and your medical care is taken care of without co payments or deductibles - standard you pay co payments and have a deductible. As for dental, Delta dental is also extremely reasonable if you have family members who will rely on it, VA dental is free if you are 100% service connected disabled. I would visit a VA rep to better explain what is available and inform you on the pro's and cons/
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TRICARE prime for retirees has copays for many things, but they are less than those for TRICARE standard. And certain things, like durable medical supplies you pay like 20% and I think the standard has higher %s.
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