The Secret Shame of Middle-Class Americans Living Paycheck to Paycheck

COL. Sir. One of our problems that i see is today's and also yesterdays students are not taught money manners anywhere that I know. As a 1st SGT I had people come before me with credit problems and hot checks. It was amazing some of the things they did. They just don't know and how many can't count back change? You can blow their minds with change. I think living life or the small things in life should be taught to young people. I know that should be taught at home but we know better. Today's young have computer skills but do terrible on money and civies. This may be a little off subject but somehow I see this as important.
Sir you do manage to bring up interesting questions. I have enjoyed them.

Save more, spend less. This is something much of the middle class refuses to do.

That's a hard one, you know it's pretty bad when both parents have to work to make ends meet.