I am pretty sure that most of you are already aware of the SCRA,
however, I wanted to share something that I recently learned that was above
and beyond the usual SCRA benefits. Most benefits on credit cards are based
on balances the Service member had prior to his/her beginning active duty.
Capital One and Discover will apply your benefits to any balances you have
had since being on active duty (all of them). For some old Soldiers like
myself, all of those fees and interest rates that are wiped away can result
in a pretty healthy credit on your cards.
I personally had two capitol one Credit cards and 1 discover card for the last 7 years ( way after I enlisted) I gave both companies a call submitted a very easy document and within 30 days I was credited with over 3,300 dollars from both Credit card companies. What they do is retro your account to 4% apr and return all and any fees you ever paid. Please take advantage of this.