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COL Randall C.
4
4
0
This has happened a couple of times to my wife and her folks (there must be something in their genes) where something related to their medical care wasn't submitted in a timely manner to the insurance company (which would have covered it) and was denied because it was late. They then turned around and tried to bill the full amount to us.

It was more a PITA in getting it straightened out, but it never went to collections. However, it shouldn't be the responsibility of the patient to ensure that all the various healthcare entities involved submit their claims to insurance.

When that happened and I was researching what steps to take next if it wasn't resolved, I found that there has been a lot of success in leveraging the federal Balance Billing (surprise medical bills) law (the "No Surprises Act"*) that went into effect on 1 JAN 22 if you had procedures after that date and this situation occurs.

Additionally, you might have state laws already about surprise billing that would predate 1 JAN 22 or have increased protections from the federal law (I looked and it doesn't seem like Pennsylvania does in regards to this article).
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* https://www.cms.gov/newsroom/fact-sheets/no-surprises-understand-your-rights-against-surprise-medical-bills
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Lt Col Scott Shuttleworth
4
4
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If the provideror the hospital billed late then it is on them...not collections. TImely bills get timely payments. Do what a friend of mine did when they had a huge hospital bill...they sent them $10 a month until the insurance kicked in and got squared up...legally nothing the hosp could do as they were receiving a payment
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Lt Col Charlie Brown
2
2
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You can battle these and I have and won
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