When to buy travel insurance versus when to rely on credit card protections - The Points Guy

Good information to have, thank you.

I usually buyTravel Insurance when I buy a package that includes both airline, hotel and other entertainment. In this kind of arrangement I usually buy my packages months ahead. Things can change in 3 or more months and you might be more likely to require changes or cancellations. If I’m only buying airfare, I usually do not buy any insurance. Airlines are willing to help you if you are late or miss a flight or if you had to make a change etc. I just don’t find it necessary. Of course you might want to consider the amount of the total airline ticket and kind of ticket. The cheapest the airline ticket The less flexibility you’re going to have making changes. However during the pandemic airlines have been very flexible and understanding in allowing changes, and cancellations without charging any additional fees. Bon Voyage!

hmm very interesting info thank you