Do you have a college graduation ring? Why or why not?

Bachelors - No. Didn't want to spend the money.
Masters - Yes. Regretted not getting one for my bachelors degree.
Doctoral - No. Regretted getting one for my masters degree.

Call me indecisive.

Yes ...
The From the School of Hard Licks and Knocks ...
Regimental Class Ring from U.S. Army Special Forces....

At USNA they tell you its optional. And it is, until you say you don't want one. I had a cousin who was undergoing very expensive medical treatment for a potentially terminal condition. I was sending every penny I could home. I kept $10 per pay check for health and hygiene and school supplies. To make matter worse gold was at an all time high. When I indicated that I was not going to purchase a ring, I had to justify that decision to the Midshipmen chain of command and then the Commissioned Officer Chain of Command. They were not pleasant or "understanding" conversations. I was required to justify every dime I spent. The end result was that I paid for it against my will via payroll deduction. I still have it, and know where it is, but I did not wear it once since graduation day. Instead of pleasant memories of my time at the Academy, it reminds me of a time I hated the chain of command, and of the early death of a relative.