If my house is financed by VA and I have suddenly had bad foundation damage, is there a way to get the VA to assist?

Just found out that he found pictures 04-06 time frame from Google street shows the cracks on the outside, pictures from purchase 2 years ago not there, the previous owner did landscape project dug out and put a new driveway in, claimed renovations to the house and said no damages or issues on disclosure...the previous owner was a contractor and is now a realtor. ...You know my primary job in the air force was close air support...if any of you were in the Army and were pinned down and then saw that AF guy with the floppy black beret and radios and then those A10's suddenly arrived and rained down unholy hell on the bad guy this is who I am. It's about time to run a mission again, might be time to rally the troops and make this guy famous! The information you guys are giving me is helping a lot, he is already feeling encouraged.

VA loan mostly only benefits the bank, and partly the homeowner. No protection for anything like this. They do require an inspection before signing onto the loan, so I'm surprised this wasn't discovered during the process. Check loan papers and start making phone calls.

damn , that's pretty bad , I certainly hope that they do help you out somehow.

I have my doubts, as the VA didn't finance it, they backed the loan should the veteran default on it.

You should ALWAYS get a home inspection before making an offer on a house. The 2 or 300 dollars for this service will save you money in the long run!

SSgt Terry Jenkins I have read about seven responses and I would have tried to put all of that info in my response. But, let me say this my carport has that same foundation problem and there is evidence of foundation shift in my full basement that is used as a second house. First of all my realtor advised I have the house inspected. Second, although the Realtors did not want buyer and seller meeting up we did. The seller wanted to point out things to me and explain why the repairs were made. The carport was regrouted and the basement was painted with waterproofing (Shur Wall) and a correct protective trench and berm we're constructed to turn the water coming down the neighborhood knoll directly rmto my house. Also I have cracks in the ceiling and an attic. I see you have wall cracks. Once corrective action takes place on the foundation shift it affects the inside because the inside has no reason to move. The for the inside the same contractor can make a recommendation. As for the VA getting involved. No, they don't they are a lending institution. WAIT let me interject this. As a 100% service connected veteran, my house was 100 percent financed by the military financial institutional I used. Under that program, they require that the buyer pay for an appraisal from a contractor or agency that they partner with. If that appraiser feels the purchase is a liability for the lender it will be reflected in the appraisal. But, in the old, old school days, like the 1970s and 1980s lending institutions did take a proactive part in these matters. But because so many people have campaigned to get insurance companies and lending institutions out of the equation so that they can get a good deal or not have to deal with strict requirements for the institutions, the new schoolers are on their own for covering all the bases. If you had your house inspected by a licensed inspector and he did not note the problem or the licensed appraiser did not note the problem, you may be able to get assistance through their professional insurance. Go back and check the pictures from the realtor to see if any of the shots showed those affected areas. If the professionals involved in your purchase did not take short cuts, you will have to get a building contractor to repair the areas. WHEN YOU DEAL WITH ANY CONTRACTOR ensure they have a general contractors license, worker's compensation, property liability insurance, and some people like for contractors to be bonded to protect them in cases of theft. Ask them to produce the documents. But as one poster said, your problem is fixable. Just do your due diligence when hiring people to do work on your property because that can become another catastrophe. My house was built in 1957. Back then they used quality wood and quality masonary. They did not erect them in 6 months, sometimes it was 6 years. But seriously houses back then were completed in about 2 years. COL Mikel J. Burroughs = COL Proactive :0)

SSgt Terry Jenkins Pretty overwhelming. I just hope everything can work out for this soldier.

Buying a house through a VA loan or private sale,unless it is sold with a warranty against damage after the sale. The VA will not cover the repairs. It should have been inspected by an inspector of the VA's chosen and the buyer should have done his own inspection of the home before the sale.
Your VA loan is not financed by the VA unless they cannot find a finance company or bank to take the loan. If they cannot find a company to take the loan, they will continue until they do.

I'm VA But was told mine only guarantees the loan to the financial institution should I default.
I bought insurance on the home to cover thijngs like this. Hope he did as well. It would be rolled into hos loan payments

I doubt very much if VA wiil help this Vet. I had VA Loan years ago and had to have my own insurance, I am sure lawyers would cost more in the long run. If I knew where he lived I could possible recomment a repair company, have done foundation repair in my past.