Posted on Mar 23, 2016
SSG Senior Maintenance Supervisor
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We hear about how all these Vets are triple dipping, but I don't think people are educated on how hard it actually is to do this, and how very small of a percentage of people can qualify to do this.

You have to meet all of these requirements: Serve over 20 years, receive a 50% or more VA Rating, be deemed unemployable or 100% disabled by the VA, AND qualify for SSI benefits.
Posted in these groups: Retirement logo Retirement
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Responses: 616
COL Charles Williams
93
93
0
I am not sure why this is a concern? I am retired after 33 years, 100% VA disabled, and I work in a second career full time... Am I cheating the system?
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LTC Pete Moore
LTC Pete Moore
>1 y
Exactly!
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SPC Rodger Bell
SPC Rodger Bell
>1 y
Are you 100% P&T if not you are not cheating the system
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PO1 Larry Sirmans
PO1 Larry Sirmans
3 y
No you are not if you are 100% due to a service connected PHYSICAL disability. A mental disability at 70 to 100% is (arguably..) a different matter. The criteria for qualifying for 100% disability due to mental health (ptsd, depressive disorder) is that your disability prevents you from working in the first place. If someone is working and 100% due to a mental disability- good for that person. The criteria and interpretation of title 38 has always been there just been treated a little more liberally in the past. Due to budgetary constraints more recently in my opinion the rating schedule is getting tighter for new veterans coming into the system. It is what it is.
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PO1 Larry Sirmans
PO1 Larry Sirmans
3 y
SFC Stinson if I am interpreting correctly what you have just said, I think you are partly correct. Under the title 38 schedular ratings -technically, you can’t be 100% due to a mental health related disability AND work since the criteria for 100% due to a mental health rating is BECAUSE your ability to work is impacted and impaired. ( I have seen rating arguments interpreted even at 70% based on the rating level criteria definition). I am NOT on the VA’s side but I make it my business what the policies are and the reasons for recent denials have been.
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SGT Just Hill
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88
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This is so dumb, there are qualifications for those benefits. If someone meets them, why wouldn't they collect them? Stay in your lane
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SGT Just Hill
SGT Just Hill
8 y
I am at 90 from the va, probably will be at 100 this summer, would of been there already but forgot to put in for hearing loss. When I am there, I will file for ssdi and I also go to school on the post 9-11. I would be furious if someone insinuated I was wrong or didn't deserve what I receive
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PO1 Aviation Machinist's Mate
PO1 (Join to see)
8 y
Some of us been driving for quite some time than others. I suggest to all that " putting on the blinders" is contrary to what we are all about. Never stop questioning that voice that says " Hey dummy,....;yeah you, Have I accomplished what the leadership stamp is all about"? And contrary to a "misguided" CIC, no one can lead from behind, so stay out of the fast lane.
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MSG William Wold
MSG William Wold
8 y
ON the surface, each qualification for the compensation or a program stands on it's own merits. The coined this "Double or Triple dipping" because someone thought it came out of the same pot or something. So lets say I mow lawns. I mowed my own, the neighbors and one across town. Each lawn was mowed separately, yet by this triple dipping analogy of only allow the receiving of one annuity I should only get paid once.
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SGT Ben Bearden
SGT Ben Bearden
8 y
Sgt Gus Laskaris - i'm gonna have to disagree that civilians have no idea. I worked in law enforcement before and after i served in the Army. I have seen civilians collecting benefits for all manner of BS without batting an eye. for example thousands of people get a check for stress but are in perfect physical condition the worst thing they went through was a hurricane. i was here for several and refuse to collect for that tomfoolery
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SFC Stanley Nelson
62
62
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Edited 8 y ago
Did 24 years, with the last two in the Wounded Worrior program. I'm 100% from the Army, 100% from the VA, CRSC and SSDI. Untill you've walked a mile in my shoes, you can pound sand. You don't know what I've been through.
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MCPO Roger Collins
58
58
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If you meet the requirements for what you are referring to as triple dipping, in all probability, it won't be for long. If you are legally qualified for all benefits, that is the way it is. If you scam the system, I hope you rot in Hell.
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MSG John Wirts
MSG John Wirts
>1 y
MCPO Roger Collins - Your only problem is composing a coherent sentence!
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MCPO Roger Collins
MCPO Roger Collins
>1 y
MSG John Wirts No, your problem seems to be a lack of comprehension. Forty RP members understood what I said. Are you saying it’s OK to scam the system, or is that question to difficult for you?
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MSG John Wirts
MSG John Wirts
>1 y
MCPO Roger Collins - well perhaps you didn't say what I heard. I'll just ignore you, since we can't seem top understand each other!
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CSM Andrew Perrault
CSM Andrew Perrault
>1 y
Lot's of folks on this thread that can't read or comprehend
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SSG Jesse Cheadle
51
51
0
I pray you dont find yourself in this position. Life sucks when your 36 and can barely play soccer with your son, stand on the bank of a river or lake and fish or keep up with your peers of the same age.
Leave it alone unless you are willing to give up a quality of life you sincerely enjoy. Besides we have to pay for life insurance, medical, dental, SBP, dues for Veterans Service Organizations, lawn care, house keeping, adaptive equipment and more.

Enjoy your independent living and leave the benefits alone. They would not recoeve them without having been scrutinized by every agency that pays them that entitlement.
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MSG Joel Krall
MSG Joel Krall
>1 y
I know this is old - but yes keep your head up - been dealing with this incrementally since 35 - am now 57 and I retired at 39 and worked as long as I was able... for the government as a contractor... at 57 I now am receiving all three... and i wish I was receiving zero and had my health back - I can barely ambulate due to pain and neurological issues... we won't go into all the petty stuff like IBS that keeps me on a toilet 3-4 hours a day or shitting my pants when I can't make it to one in time... long list - many things and if I did not have any responsibilities I would have ended it long ago. So for the few asswipes who think this is scamming or skating - I hope you never have to be where many of us are.
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SGT Military Police
SGT (Join to see)
>1 y
i'm there with you brother.
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SSG Jesse Cheadle
SSG Jesse Cheadle
>1 y
IBS is a bitch! I feel vulnerable as I was in our luxury outhouse during a mortar attack in 2009. Drop trousers, download, wipe and out of there in <1 min. Yeah, sometimes I don't make it in time either. Don't be ashamed.
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SSG Jesse Cheadle
SSG Jesse Cheadle
>1 y
Oh yeah, I forgot to mention my wife spends more time caring for me therefore she is unable to work anywhere worth while. Anndddd.....we have been denied caregiver benefits. Sooooo, these benefits are our livelihood.
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MSgt Michael Smith
47
47
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Should not even be a question. If you qualify for the the benefits, you are entitled to them. Qualifications exist for a reason, as do those benefits. Sorry I don't mean to be angry, but I hate it when benefits are questioned as if vets and retirees are somehow getting too much. You hear it all the time from people on the Hill, think tanks and such.
(47)
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SSG Senior Maintenance Supervisor
SSG (Join to see)
8 y
I totally agree. A relative of mine was getting snarkey about how huge a budget hit is over the 10s of thousands of triple dippers making 6 figures tax free. Thanks media, and people lack of research.

I firmly agree if you qualify, take it.
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SPC Kyle Williams
SPC Kyle Williams
>1 y
I think i get to little. I am 50% va rated. I get 998 a month. I also work but i can barely do a 8 hour shift which afterwards im in pain. For my bracket i guess u could say 100% is 2900. If im at 50% why am i not getting 50% of 2900?
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SFC Casey O'Mally
SFC Casey O'Mally
>1 y
SPC Kyle Williams look at the brackets... It is incremental until 100, where there is a big jump.

I know this is not the ACTUAL definition, but my VSO rep told me to think of it like this: a 90% rating means that only 10% of the jobs out there can be done by you WITHOUT significant pain, complications, or accommodations by the employer. 100% means ANY job requires significant pain, etc. Which is why the jump from 90 to 100... You may be able to get a job, but you are gonna pay a toll for it.
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Edited 8 y ago
People with such qualifications are genuinely suffering and being service connected by law they are entitled to such "triple dipping". As for SSI that's basically next to impossible to get unless you are basically 100% disabled on VA disability scale. The problem is a lot of people view "triple dippers" as leeches and scammers, not realizing what kind of flaming hoops you are supposed to jump though and VA basically at every point tries to down play your disability rating to rate it minimum as possible. You might laugh at that PTSD rating of 50% until that person commits suicide one day because of it or simply goes awake several nights and unable to work being seriously effed up in the head or those head injuries that someone received not realizing that they might suffer from migraines on daily basis, but only being rated at 10% of what should be at least 90% (you can't work since you are in constant pain but because you can still walk and talk coherently you can't get it any higher). For that in Vietnam era psychologists used to recommend to "take a day off and go get a beer at your local joint" to get the "steam off".
MSG William Wold
MSG William Wold
8 y
They have already taken care of some "multiple dipping" from the government if be double triple or more. For instance, I worked for the Federal Government as a civilian Civil Service employee, maintaining Army Reserve equipment. As a "civilian" 28 days a month. The job requirement was also I had to be a member of the Reserves, actively drilling member in a unit that the equipment belonged to so the concept was that highly trained handful could "carry" the unit into activation, plus they would take the equipment anyway so what would you have to work on when they took it with them?
So two days a month I was a Soldier, paid by the military. Called a Dual Status Technician. Military pays into Social Security. I was "old system" Civil Service for a while and most of the time didn't pay SS but into a CSRS retirement system. Civil Service took my 3 years Active Duty into their formula and added it on to Federal Employment.
I already had 40 quarters of SS long before I took the job, and always received SS statements that I would be receiving $1250 a month at the time to be eligible for SS.
So Congress passed a bill. "Civil Service Social Security Windfall Elimination Provision", basically if you receive a civil service pension, they reduce the amount you can receive from SS. So now instead of getting the $1250 from SS, I get $342. Take $900 a month away from you and see how that feels.
Secondly, because I retired from the military as a Reservist, I didn't start drawing my military retirement till age 60. So at Age 60, the Civil Service, removed the 3 years Active Duty from the Civil Service formula of federal employment and gave it back to the Military, further reducing my Civil Service retirement.
They also don't care that my former spouse was awarded 50% of my Military retirement AND 50% of my Civil Service retirement.
I receive 60% service connected compensation from VA. If it wasn't for that I would be living under a bridge somewhere. The talk now of reviewing my percentage, if it gets lowered I won't be able to draw concurrent receipt and I WILL be under the bridge. But each item was earned under it's own merits, but people start thinking, hey that guy is "double or triple dipping" .. which it is not.
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PO1 Brian Austin
31
31
0
If you legitimately meet the qualifications then you probably more than deserve it.
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CW3 John Estep
CW3 John Estep
8 y
i agree, after all my injuries I get 20% and the Gulf war , they list as service connected but no pay, they take my 20% out of my retired pay and issue it back to me as VA pay, anyone drawing more than me deserves it, I still can fly and work so I am okay with it.
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SGT Team Leader
27
27
0
I am a veteran and currently work for a law firm that handles social security disability. We take on plenty of clients that collect va disability and military retirement. Like the main post states, being qualified for all three is very difficult. Where the VA might see you as 100%, Social security might not. It all depends on the severity of the case and if they are constantly treating. If you do qualify for all three then you have earned it in my book. If any veterans have any questions about social security disability please feel free to contact me.
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SSG Charles Jordan
SSG Charles Jordan
>1 y
My wife and I need your contact info so we can talk to you. We have been fighting for a long time for our benifits.
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SGT Team Leader
SGT (Join to see)
>1 y
My office offers consultations, you can reach me at [login to see] . When you call, ask for Philip and they will connect you to me. We can see if you are qualified and if we can assist you.
-Philip
SSG Charles Jordan -
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SGT Team Leader
SGT (Join to see)
>1 y
My email is [login to see] SGT (Join to see) -
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PO1 Wayne Perzee
PO1 Wayne Perzee
>1 y
I just got awarded SSDI how will that help me with improving my disability rating through the VA.
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CAPT Kevin B.
24
24
0
Edited 8 y ago
I guess I'm a triple dipper but invested my life (work) into it and on the side got beat up for it. My case is pretty common. I worked an active/reserve career with a Civil Service career during the reserve piece and afterwards when I hung up the uniform. The VA decided I was beat up enough to get a monetary percentage. So I'd submit that you earned these cash streams. You can maximize these streams by buying Civil Service retirement credit for active time. You can also dump money every payday into TSP. So I guess I'm a quadruple dipper. BTW there's a good bail out point on TSP transfer to commercial management. Opps, forgot Social Security because I won't want to start that for a while. That's 5-way dipping????
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COL Charles Williams
COL Charles Williams
8 y
You and me both CAPT Kevin B.
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MSG William Wold
MSG William Wold
8 y
I served 33 years. 3 years Active with a year in Vietnam and 30 Reserves. Concurrently in the Reserves I worked Civil Service. At the time the job had a requirement of being in the Reserves to work the "civilian" job. I was a Machinery Mechanic.
When I was hired they took my 3 years Active and back dated my Civil Service start date to December 29, 1976. Then in the early 80's Civil Service changed from CSRS to FERS. Everyone was encouraged to jump on to the FERS with the TSP to make a killing. I opted to stay CSRS and was allowed solely because my hire date was before 1977 giving me enough years in the "old" system. FERS had a retirement of age 62, and you can't stay in the Reserves past 60, so it didn't make much sense to potentially loose my job a couple years before being eligible for retirement.
In 2002 I was "retired out of the Reserves"; orders say, "medically disqualified-not result of own misconduct". By then some rules had changed and I could continue the "civilian" employment because of the wording of the removal from the Reserves, which they were happy with because the facility was so short staffed because of the deployments of the other employees. So shortly after that VA started paying me at 40%, the appeal in 2006 brought it to 60%.
2007 I retired at a minimum CSRS retirement. By that time my ex spouse was receiving court ordered 50% of my earned pay from employment till retired, so this was like a raise, even though she gets a portion of the retirement.
So age 60 comes, CSRS removes the 3 years Active Duty they "borrowed" as federal time back when I was first hired and gave it back to the military and I started drawing my military retirement, this lowered my CSRS annuity by $375 a month.
Now as I turned 62, Social Security sends me a notice, because of the bill called, "Civil Service-Social Security Windfall Elimination Act", though I have well over 40 quarters, and have worked since I was 16, paid greatly into SS, because I receive an annuity from CSRS that didn't for a time pay into SS, but was certainly gouged by a Medicare tax higher than someone paying directly into SS, there is a different formula of figuring out how they pay SS. So instead of getting the $1250 I have all along been told by annual SS statements I've received over the years, I will only get no more than $342 a month, regardless of if I apply for it now or wait till I'm 65 or even older. So this is still $33 a month LESS than what they took away from me before. Doesn't sound like much, but some loose the entire ability to receive something just because they are receiving something else, even though they are fully qualified otherwise to receive it. Like we're not talking about someone who has a constant hand washing disorder, these people are in pain, missing brain cells, or fingers, limbs, eyes, sight altogether, the ability to function normally in society.
But the fact is, still when you qualify for a certain program you have earned, doesn't always allow you to receive the total amount of another program you may be qualified for unfortunately, because someone thinks it all comes out of the same pot therefore your "double or triple dipping" when in reality your not.
But I guess they have to find the funds justifying to pay for programs for people that have done nothing.
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