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Command Post What is this?
Posted on Aug 5, 2020
U.S. Department of Veterans Affairs
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1LT Vance Titus
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I used my VA home loan benefits for the first time four years ago and then again last year. Don't know why I waited so long. Zero down got us into a home four years ago that we couldn't have managed otherwise. Great program. Work with a lender or mortgage person experienced with the VA loan guarantee program.
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SPC Julio L Ruiz
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Edited 11 mo ago
There is no special privilege for VETs, except for the no down payment benefit. If you don't have good or acceptable credit, don't even bother until you are in an acceptable range.
An acceptable range for VA is actually 660. And then your credit report is also a determining factor. Your eligibility does not mean zip. You still have to go through the process like any other person. No one will help you if you are middle class or below. No one is willing to take a risk for or with you. A lot of red tape out there. There are no home developments being built for the middle class or for low income people any more. I speak out of experience and for myself.
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SPC Washington George
SPC Washington George
7 mo
SSG Bo Feitshans - Please give me a call [login to see] you sound very confident my Experian score is 655 thats my lowest score but its going up slowing every month..Im looking to get a multifamily home..I have a COE with no funding fee and Im service connected looking to buy in a state where I will pay no property taxes except on a multifamily divided into living area if its 2 family I will pay 50 per cent of the property taxes..my income is all nontaxable lower middle 60,000 Im married 3 kids so a family of 5.Thank you
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SSG Bo Feitshans
SSG Bo Feitshans
28 d
SPC Washington George thank you for your comment. I tried you today and left a voicemail. Feel free to reach out to my direct line any time! [login to see]
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SPC Julio L Ruiz
SPC Julio L Ruiz
27 d
Also, VA Benefits and Eligibility range (differ) from State to State.
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SPC Julio L Ruiz
SPC Julio L Ruiz
27 d
Also, VA Benefits and Eligibility range (differ) from State to State.
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SGT Dawn Wilson
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If both a husband and a wife have there own separate VA home loan certificate can they use both towards the same house. One to purchase and the second to refinance?
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SPC Navshad Lalani
SPC Navshad Lalani
9 mo
yes they can but it will not make any difference on the terms of the loan, you only need one person eligible to buy a home with va. also it might be better to use only one persons so you can use the other to buy another home if you relocate. you can also buy two homes with one eligibility certificate depending on how much more va guarantee you still have on the certificate
Platinum Financial Services Naush Lalani, Broker NMLS 395028 BRE 01034450 CELL: [login to see] FAX: [login to see] [login to see] Zero Down Financing Available, Bad credit, no credit, bankruptcy, Forclousre, short sale, tax lien, collections ok.
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