Posted on Dec 3, 2019
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Fellow Warriors
Having PTSD I've not been able to find a life insurance company willing to offer me coverage. I've scoured Tier1 and Tier2 companies.
Have any of you solved this issue?
Edit: I have gone through the VA and all the major players in the life insurance field including USAA, Farmers. local reps, etc.
Having PTSD I've not been able to find a life insurance company willing to offer me coverage. I've scoured Tier1 and Tier2 companies.
Have any of you solved this issue?
Edit: I have gone through the VA and all the major players in the life insurance field including USAA, Farmers. local reps, etc.
Edited >1 y ago
Posted >1 y ago
Responses: 6
SSG Pelletier – Yours is a familiar story that we sometimes hear from our Members. At AAFMAA (aafmaa.com), PTSD, in and of itself, is not a disqualifier for life insurance coverage. There are Members that have undergone underwriting and received coverage while in treatment for PTSD. It just depends on one’s unique circumstances. If an applicant doesn’t qualify for an underwritten policy and is age 45 - 85, AAFMAA has recently introduced a guaranteed acceptance policy called the Veteran Survivor Plan, which requires no medical evaluation. Such a policy, whether from AAFMAA or another reputable organization, could provide a viable solution. These policies offer coverage to help a family defray a loved one's final expenses. I hope this information helps.
We have some people on here who do represent insurance companies. I am sure one of them can help you. I will tag some people and hopefully we get to the right ones. Have you tried USAA and AAFMAA?
SMSgt Lawrence McCarter LT Brad McInnis PO3 Bob McCord CW3 Dick McManus SGT John " Mac " McConnell CWO3 Dennis M. MSgt Stephen Council LTC (Join to see) LTC Stephan PorterLTC Stephen C. LTC Greg Henning SGT Gregory Lawritson Maj William W. 'Bill' Price Maj Bill Smith, Ph.D. SGT Jim Arnold Maj Robert Thornton SFC Francisco Rosario LTC (Join to see) Sgt Deborah Cornatzer Col Carl Whicker
SMSgt Lawrence McCarter LT Brad McInnis PO3 Bob McCord CW3 Dick McManus SGT John " Mac " McConnell CWO3 Dennis M. MSgt Stephen Council LTC (Join to see) LTC Stephan PorterLTC Stephen C. LTC Greg Henning SGT Gregory Lawritson Maj William W. 'Bill' Price Maj Bill Smith, Ph.D. SGT Jim Arnold Maj Robert Thornton SFC Francisco Rosario LTC (Join to see) Sgt Deborah Cornatzer Col Carl Whicker
Lt Col Charlie Brown
COL Mikel J. Burroughs LTC Stephen F. Lt Col John (Jack) Christensen CPT Jack Durish CW5 Jack Cardwell TSgt Joe C. SFC Joe S. Davis Jr., MSM, DSL Sgt (Join to see) Sgt John H. Maj Marty Hogan SGT (Join to see) LTC David Brown MSgt David Hoffman Sgt (Join to see) SP5 Mark Kuzinski CMSgt (Join to see) SPC Mark Huddleston SCPO Morris Ramsey LTC (Join to see) CPL Dave Hoover (Join to see)
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I've tried both of them. Plus your major commercial entities. So far nothing. I figured if this is difficult for me, others might have the same challenge.
Thank you for the tags, hopefully someone will have an answer!
Thank you for the tags, hopefully someone will have an answer!
Lt Col Charlie Brown
SSG Alan Pelletier - see SSG Robert Mark Odom 's reply about insurance via the VA
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Sorry, guys. I've tried through the VA as well. Don't qualify as I've been out for over 10 years and it's a new disability that would qualify me. Not trying to generate 10 problems for each solution! I'm reaching out on RP since I don't know what else I can do.
SFC William Farrell
SSG Alan Pelletier - Hers a link to look at. I dont know if it will help you any but its worth taking a look at.
https://lifeinsurancepost.com/ptsd/
https://lifeinsurancepost.com/ptsd/
Life Insurance For Veterans With PTSD | Can You Still Get Coverage?
Can veterans still get a good life insurance policy if they suffer from Post-Traumatic Stress Disorder? Read our advice to see how to still get great rates!
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Looking through it now... Thank you. I'll let you know what I discover
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I'll let you know how that turns out.